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Get employees back on their feet with a robust workers’ comp program.
Find out more about our productsBusinesses today are much more fluid and flexible, with many having employees working across state lines. At Financial Guaranty Insurance Brokers (FGIB), we are licensed in the majority of states throughout the country, are well versed in each state’s Workers’ Compensation requirements and have policies that reflect today’s agile workforce.
Our policies respond when your workers file a claim for job-related injury, illness or disability, and our insurer partners work with you and the claimant to process claims expeditiously. Our partners are also interested in helping your employees recuperate and return to work; therefore, they conduct active case management and promote return-to-work programs that include light-duty and temporary assignments that lift employee morale and mitigate lost-income costs.
The professionals at FGIB keep abreast of the latest regulatory actions from the states and the U.S. Department of Labor, including new regulations governing franchisees and franchisors and their impact on Workers’ Compensation and the effect of temporary workers and others on comp programs.
We also help you understand your experience modification factor, a calculation that serves as the basis for your premium. As your claims history and worksite safety record affect that calculation, we provide reviews to make sure the numbers are correct and offer advice on hazard abatement programs that can improve your experience modifier.
“I have had a long time relationship with FGIB. Throughout the years they have been straightforward and attentive to our organization’s needs. They have always been available to answer questions and give presentations to both executive management team as well as the BOD. Everyone is friendly with a vast amount of bank insurance knowledge.”
Layton State Bank
“Words cannot express my sincere thanks to FGIB. In 2009 our bank was put into a regulatory C & D. Our Fidelity and D & O Bond was cancelled, without notice, from a company that the bank had been with for over 20 years. The cancellation shocked us, since we had an additional 17 months until the Bond’s expiration date.
It was an extremely difficult time for our bank. Fortunately, we were put in contact with FGIB. FGIB was able to find reasonable coverage for our Fidelity and D & O Bond, when no one else would. We have been a customer ever since. We appreciate FGIB’s honest, personal, and professional service.”
Home Savings Bank
Our vast network of contacts, through industry organizations, long-established relationships and years of service to the financial industry and beyond, enables FGIB to sort through the complexity of choices to recognize the right fit for your organization. We know your industry and understand how to secure the appropriate insurance solutions. We are licensed in the majority of states and are ready to serve you. Give us a call at 626.793.3330.
